John Singleton Copley, Young Lady with a bird and a dog
It is a truth universally acknowledged that a single woman in possession of a good home must be in want of a pet.
The universe is rife with studies about how owning a pet can improve your health, broaden your social life, and cure your warts. (Would you believe two out of three?)
Don't trust everything you read. I mean, you get a dog and at first it's all fun and excitement. The dog wants to go everywhere with you: frolicking, playing, enjoying life because you're in the same room.
This behavior is insidious, if that's the word I want. You get sucked into the easy path of being a pet owner.
And then the pet gets older, still loves your company but she's moving a bit slower. And the vet says the tumor "might not be benign, so we need to operate. Here's the estimate, about $250. It's just a little problem we need to take care of, just to be safe."
What are you going to do? The dog can't tell you where it hurts. Unlike a child, the dog doesn't usually cry when something's wrong. (Especially at the vet's. To a dog, it's important to look healthy when at the vet's, even if you collapse afterward. Never show weakness in front of someone who could take you away from your pack.)
So you sign here and initial there and cross your fingers.
And then you get your dog back, with a bill that's only $800 more than the estimate, please pay in full.
I'm told that pet insurance has been around in America for almost 30 years, but I've only heard of it recently. (Hey, some things take awhile to filter down to me.) Some pet insurance policies cover the following:
- vehicle damage, if the dog causes the accident
- boarding fees, if the owner is in an accident and there's no one to care for the dog
- recovery costs (rewards or posters), if a dog is lost
Somehow, I doubt they would insure my aged dog. I do like the idea of an insurance policy designed to avoid 'economic euthanasia,' but then I'm a pet owner. Does this idea sound crazy to non-pet owners?
And would my insurance company pay for high blood pressure medication if I told them it was caused by a sick dog?